Credit Card Security

Secure Payments


Incresed Credit Card Security for Online Purchases

Verified by Visa and Mastercard Secure Code

New security measures are being implemented by the two leading credit card companies MasterCard and Visa. The MasterCard security measure is called MasterCard SecureCode and the Visa security measure is called Verified by Visa. The banking industry refers to these new security measures as 3-D Secure. As all banks roll-out these new security measures it will be necessary to use 3-D Secure on all e-commerce websites, in the same way that Chip & Pin is required in shops.

What is Verified by Visa and Mastercard Securecode?

Mastercard and Visa have developed a new anti-fraud system to reduce the risk of a customer's card being used fraudulently. It works by means of a secret password, similar to your PIN. From now on you will be asked to enter your password when using your card to make a purchase online. This means that even if someone does get hold of your credit card details, they won't be able to use them fraudulently without knowing your password.

How do I get a password? If you have not already set up your password, the next time you attempt to purchase using your credit or debit card, you will be prompted to register for Mastercard Securecode.

You will be asked to input your card details and some other personal information to prove your identity. This varies depending on your issuing bank but may include information such as your date of birth, your mother's maiden name or your credit limit. Although you are inputting this information via the ICCM website, you are communicating directly with your bank through a secure link, so ICCM or anyone else does not see this information.

You will be asked to create a password. This password must include alphabetic characters and numbers. Once you have created your password you will be able to use this for all future transactions on any website, similar to the way you currently use your PIN to make withdrawals at ATMs, or make purchases in shops. It is important that you do not forget this password. If you do forget it, your bank can help you to change it.

Does this apply to all cards? Verified by Visa and Mastercard Securecode is being rolled out for all Visa, Mastercard and Maestro cards. It depends on your bank when this will occur. If your bank has not yet implemented it, you will not have to go through this process and can continue to purchase online as normal. Once your bank enables Verified by Visa and Mastercard Securecode, you will then be required to register your password. You should contact your bank for further details.

Further information for Verified by Visa
Furether information and demonstrations of what is involved in the process can also be seen here at the Visa website:
Verified by Visa Information

Further information for Mastercard SecureCode
Demonstrations of what is involved in the process can also be seen here at the MasterCard website:
Mastercard Demo

Check a Domain is Available:
Click Here to Check Domain

Sign Up - Click Here

Hosting Plans From:

Budget Hosting €3.99/mth
Business Hosting €5.99/mth
E-Commerce €9.99/mth
Reseller Hosting €19.99/mth
VPS Hosting €29.99/mth

Full Domain Price List

Click here to enter shop


Latest News -